Modern payment solutions built for local business

Accept payments on the go with no hardware required. Tap2Local turns your phone into a simple, secure way to get paid.

Here For What’s Next^®

Financial solutions to help you meet your personal goals, whether you need a loan for what’s next or an account to help you save for it.

Business accounts and services to keep operations running smoothly, plus flexible lending options to support what’s ahead and help drive growth.

with the technology and features you’d expect from the big banks.

Manage all your accounts directly from the BayFirst Banking app

Round up debit card purchases to the nearest dollar and automatically transfer to your savings with RoundUp

Get paid 2 days early with Forward Pay

Contactless debit cards

Free credit score monitoring

Access to 55,000 free ATMs

Bank anywhere with digital & online banking

Tara Gibson Interiors

“It’s been helpful that I can set up my banking with Shopify, QuickBooks, and all my platforms so they are seamlessly integrated.”

Gemco Services Inc.

“There is a relationship – that’s what is nice about a small community bank like this.”

Good friends share good advice. Refer your friends and earn rewards when they open a new account at BayFirst.

Refer personal or business accounts.

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