See Where The Right Loan Can Take You

BayFirst is here for your next big road trip. When you choose a loan with us, you get competitive interest rates, flexible terms, and an easy application process.

Ready to hit the road? Get Started.

Apply Now

Up to 100% Financing

With no down payment options, finance up to 100% of your RV loan!

Competitive Interest Rates

Apply today to see our latest competitive rates.

Pay From Anywhere

Managing your loan from at home or on the road is easy with online & mobile banking.

Expect a smooth ride.

Loans customized to recreational vehicles

Flexible terms and competitive rates make BayFirst a great choice for your RV loan.

Expert Lending & Advice

Our auto loan experts are here to answer any questions to help get your on your way.
Speak to A lender

What’s Next? Get Started.

Applying for financing is easy with BayFirst. You’ll need to gather your ID, social security number, and some personal information including income and debt history. You can apply online or at a banking center.

Fill Out An Application

Easily apply online or in a banking center. Approval is fast and your funds are often available the same day.

Lock In A Competitive Rate

We’ll work to find the best rate and loan option for your budget. Then just sign and we’ll let you know when the funds are available.

Go Shopping

Now it’s time to get your new RV and get on the road.

Apply Online

RV Loans FAQ

Is it hard to get an RV loan?

Your approval will depend on your credit score and application approval, you may be denied financing.

How will I know my loan is approved?

The lender you work with at BayFirst will give you the answer as soon as they receive it.

What does the RV loan process involve?

You’ll start the application process with BayFirst either online or in a banking center then submit some information regarding your credit score and employment. A lender will then run your numbers and give you the loan terms you’ll need to purchase your RV

What is the minimum credit score for an RV loan?

The minimum credit score for an RV loan depends on several other conditions including your debt-to-income ratio, down payment amount and more.

Effective April, 1, 2025, in order to obtain a home equity, personal, or auto loan, a BayFirst checking, savings, or money market account is required with minimum balance of 5% of the loan amount or $5,000, whichever is less. The account may be funded by net proceeds from home equity loans. All loans subject to approval, including credit approval. Income and credit restrictions may apply. Programs subject to change or terminate without notice.