BayFirst Blog
Financial guidance, business insights, and community stories all in one place.
-
Cash Kids Club: Summer Fun and Lessons
You’re never too young to benefit from lessons about saving, budgeting and more. So, if you’re looking for fun activities for the kids in your life this summer, look no…
-
Say YES to ARM: Adjustable-Rate Mortgages Rising
With rising interest rates and continued housing appreciation, many borrowers are concerned about missing out on homeownership due to overall affordability, leaving them searching for any competitive advantage they can…
-
Prepare Your Small Business for Summer
Summer is fast approaching bringing with it both challenges and opportunities for small businesses of all kinds. Whether your business heats up during this season or experiences a slowdown, now…
-
Improving Financial Literacy for Underserved Children
Managing money wisely is fundamental to achieving success. However, financial education is rarely taught at schools in underserved communities, limiting the ability of low to moderate-income students and students of…
-
Steps to Take Before House Hunting This Season
Spring homebuying season is fast approaching, bringing with it the potential for even more demand and higher prices, all while mortgage rates continue to rise. In short, this year’s traditional…
-
Loan Tips for Small Businesses Facing Inflation
As inflation extends its hold on US small businesses, many owners are reaching their tipping points and turning to banks for help. To assist small business owners navigate the current…
-
Business Spotlight: Loyd Have Mercy
What started as a childhood chore turned into a lifelong passion for Dr. Andrew Loyd, owner of Loyd Have Mercy Restaurant in Titusville, Florida. Learn more about Loyd and his…
-
Small Business Tips: Pop Goes the Waffle’s Sara Fludd
Before Black History Month comes to an end, we’re sharing some advice for starting your small business from Black woman business owner – and valued client – Sara Fludd, the…
-
New Year Financial Resolutions
While many will vow to commit to exercise and dieting as part of their New Year’s resolution, it’s also a good idea to take stock of your financial situation and…