Motorcycle, ATV & Golf Cart Loans

Whether you’re in the market for a motorcycle, ATV, or golf cart, we’ve got the financing for your next set of wheels. BayFirst offers competitive rates, flexible terms, and an easy application process to get you out on the road, trail or fairway in no time.

See Where The Right Loan Can Take You

BayFirst is here for your next big purchase. When you choose a loan with us, not only do you get the backing of an industry-leading Florida community bank, but you can also expect:

  • Competitive interest rates
  • Expert advice from our lenders
  • Up to 100% financing with no down payment
  • Easy application process
  • Managing your loan with online and mobile banking

Not quite ready to hit the gas?

Ask A Question

Why BayFirst?

At BayFirst, we’re Here for What’s Next®. So, whether you’re buying a motorcycle, ATV or golf cart, we’ve got your financing covered. Our lenders will get you the best rate and terms for your loan and help you avoid any bumps in the road.

I want to get in the fast lane to financing.

Talk to a lender

What’s Next? Get Started.

Applying for financing is easy with BayFirst. Just gather your ID, asset information, debt information, income history and social security number or get started online. We’re here to get your motor running.

Fill Out An Application

Easily apply online or in a banking center. Approval is fast and your funds are often available the same day.

Lock In A Competitive Rate

We’ll work to find the best rate and loan option for your budget. Then just sign and we’ll let you know when the funds are available.

Go Shopping

Schedule some test drives and buckle up.

Motorcycle, ATV & Golf Cart FAQ

What kind of motorcycle can I get a loan for?

BayFirst finances new and used motorcycles.

Do you finance ATVs and UTVs?

Yes, we offer financing for a variety of recreational vehicles.

How will I know my loan is approved?

The lender you work with at BayFirst will give you the answer as soon as they receive it.

Is it hard to get a loan for a motorcycle?

The difficulty of securing a loan for a motorcycle will depend on a number of factors including your debt-to-income ratio, credit score and more.

What are the requirements for a motorcycle loan?

Each lender will have its own requirements for motorcycle loans. Please talk to a BayFirst lender directly to find out if you qualify.

Do I need a loan for a motorcycle?

If you cannot finance your motorcycle purchase on your own, securing a loan with BayFirst is a great way to get the funds you need.

Effective April, 1, 2025, in order to obtain a home equity, personal, or auto loan, a BayFirst checking, savings, or money market account is required with minimum balance of 5% of the loan amount or $5,000, whichever is less. The account may be funded by net proceeds from home equity loans. All loans subject to approval, including credit approval. Income and credit restrictions may apply. Programs subject to change or terminate without notice.